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Monday, September 8, 2025

Imagining the way forward for banking with agentic AI


Adapting to new and rising applied sciences like agentic AI is important for a company’s survival, says Murli Buluswar, head of US private banking analytics at Citi. “An organization’s capacity to undertake new technical capabilities and rearchitect how their agency operates goes to make the distinction between the companies that succeed and people who get left behind,” says Buluswar. “Your folks and your agency should acknowledge that how they go about their work goes to be meaningfully completely different.”

The rising panorama

Agentic AI is already being quickly adopted within the banking sector. A 2025 survey of 250 banking executives by MIT Expertise Assessment Insights discovered that 70% of leaders say their agency makes use of agentic AI to some extent, both via present deployments (16%) or pilot tasks (52%). And it’s already proving efficient in a spread of various features. Greater than half of executives say agentic AI techniques are extremely able to enhancing fraud detection (56%) and safety (51%). Different robust use circumstances embody decreasing value and rising effectivity (41%) and enhancing the shopper expertise (41%).

Obtain the report.

This content material was produced by Insights, the customized content material arm of MIT Expertise Assessment. It was not written by MIT Expertise Assessment’s editorial employees. It was researched, designed, and written totally by human writers, editors, analysts, and illustrators. This consists of the writing of surveys and assortment of information for surveys. AI instruments which will have been used had been restricted to secondary manufacturing processes that handed thorough human assessment.

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